3 Things for Investors to Consider About Current Mortgage Rates

Posted by Chris Clothier on Tue, May 26, 2015

Some people like to consider what some of the worst-sounding words in the English language are. While many would say moist is the most cringe-worthy word in our language, we’ve got to say that mortgage is right up there with it. The sound of the word is one thing, but the connotations that comes with it are another.

No homeowner or investor likes the word mortgage. As burdensome as it can be, however, it’s not something that real estate investors should neglect. Paying attention to mortgage rates can offer prime opportunities for investors to make the most out of their properties — both with potential purchases and existing rental properties.

While financing for an investment property can be quite different for investors, the mortgage rates still matter. If not for investors personally, they do affect the state of the market around us, which can affect buying and renting trends.

Read More

Topics: mortgage loans, mortgage interest rates, mortgage financing

Lending & Borrowing For Investment Real Estate Getting Tougher

Posted by Chris Clothier on Mon, Sep 30, 2013

Regulations and Rules could put squeeze on real estate investors

If you have not been following all of the preparation for the implementation of the Dodd-Frank legislation then you may have missed the warning whistle.  There is a train headed your way and it is poised to make borrowing a lot more expensive.  Real estate investors who are making plans for their 2014 purchases are going to find a different lending landscape.  Not all of the rulles are bad and some are absolutley needed.  But real estate investing will be different and investors need to be aware of the changes coming.  

Read More

Topics: real estate investing, Consumer Financial Protection Bureau, Dodd-Frank legislation, mortgage financing